SENIOR EQUITY RELEASE

BANKING FROM THE FUTURE STARTS WITH US TODAY

Property Owner

Seniors can opt to receive a lump sum or a regular payment as suits their needs and by agreement have a permanent right of abode. Their home remains theirs to live in or rent out and when it is sold they receive the residual sale price at the same time investors receive their share of the proceeds.

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Senior Equity Release

Senior equity release allows you to sell a percentage of your property to an investor via The Luxury Fund in return for a lump sum or a staggered payment plan that can be used for any purpose, whilst retaining title to your property and lifetime occupancy.

It is not a loan via a Reverse Mortgage, but a partial sale of your home to one or more investors that enables you to stay in your home with full and permanent right of abode, retaining the title and having the flexibility to stay put or rent it out.

Because you are selling a percentage you will have to pay rent on that percentage of ownership to the investors but to make it easy The Luxury Fund will purchase a little more of your house to cover the rent and any fees for the next 5 years and pay the rent to your investors on your behalf. In 5 years’ time, another partial sale will occur to pay investors and fees for the next 5 years and so on. This means you never have to worry about paying the rent.

Say no to cash. Say yes to hassle-free spending.

There are several benefits for seniors who prefer to stay in place but release some equity from their home.
– You can access cash in two ways, a lump sum or what we call a staggering settlement. This is a regular monthly payment of an amount you choose with the added flexibility to change it when you need extra for that unexpected expense.
– Maintenance, repairs and building insurance costs on your home are shared with the investors in proportion to their investment.
– You have a permanent right of abode and the ability to rent out your home and retain the rent.
– With this fixed cost model, you can predict the amount of equity that will remain in your home for estate planning purposes.

There are no restrictions on where your home is located so equity release can occur anywhere provided investors can be found. These may be family or friends, self-managed superannuation funds or unrelated parties.

Yacht

If you have invested money in a yacht, you want to ensure it’s taken by a team of industry professionals, we are the right operator to run a complete open book transparent management cost system.

Private Jet

By placing your aircraft under the watchful care of The Luxury professionals, you can rest assured that the management, planning, crew and maintenance of your aircraft is given the same level of attention as that of our own fleet.

Luxury Properties

We Manage Your Property While Maximising Your Profits
Our team can help you to increase your return on investment by transforming your property into a holiday home (apartment or villa) that will be perfect for short-term leases.

Lifestyle Management & Concierge Services

Auto Concierge

The vehicle is an extension of one’s achievements and personality. Give more than just a car: a personal lifestyle assistant at the owner’s disposal.

Hospitality

From check-in to check-out, a Guest Luxury Services Agent is always prepared to respond to Guest requests at lobby, as a host, or during promotional activities.

Residential

We help real estate developers and enhance luxury properties by offering a lifestyle, more than just beautiful interiors or offices.

VIP

Whatever you want – Whenever you want it. No matter how big or small. No matter what time of day or night

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